Automatic Transfer Payment (CMS) is a service that uses automatic withdrawals from the account the payer has agreed to pay for service charges incurred on a regular basis. Recently, there has been an accident that caused a big wave of societies due to an unauthorized withdrawal from the CMS account without the consent of the payer. Therefore, when using the automatic payment service, the consent of the payer is required and the evidence of consent must be kept.

It is a security service which lets the users to confirm the transaction using the user's mobile phone and entered billing information when 300,000 won or more is spent through the internet payment and deposits.

Even if a hacker tries to use leaked financial information or transaction information for fraudulent transactions, it prevents illegal use by strong ARS phone authentication.